As a full-time student, your accommodation charges include Personal Possessions Insurance, Cover4Students, provided by UK & Ireland insurance Services. Your possessions will be insured, whilst in your accommodation, for the duration of your contract with the University for up to a maximum of £4,000 per claim. The level of cover has been designed to meet the insurance needs of most customers; however, there are areas where your personal requirements may result in the need for extra cover. Please see Policy details. If you have expensive items which exceed the stated limits, you are advised to take out further insurance to cover these.
Claims will be settled on a 'new for old' basis, where all insured items (other than clothing, linen and rented household goods) will be replaced at today's prices - regardless of their age or condition.
Protection will be provided against:
If you live with a partner and/or children, cover is increased to £8,000 in total.
If you need to make a claim, you should refer to UK&Ireland
If the claim involves a loss from theft, malicious damage, vandalism or any other criminal activity you must report the incident to the Police within 24 hours of discovery. The following information will be required for insurance claim purposes:
• The time the break in was discovered
• The name of the person who discovered it
• The police officer and police station informed
• A list of missing items
• The method by which thieves gained entry
• Crime reference number
In the event that you need to make an insurance claim, you must inform your Site Reception as UK&Ireland Insurance Services will require validation from the University before they process any claim.
While the University has arranged this block insurance cover it is the students' responsibility to see that the level of cover provided is appropriate for their individual needs.