finance

Finance and Funding. What are you entitled to?

Child Benefits
You may qualify for Child Benefit if:

• You have a child under 16; or
• You have a child under 20 and are receiving full-time non-advanced education
• You are responsible for the child because the child lives with you; or
• You contribute to the cost of supporting the child at a rate of at least the amount of child benefit for that child: and
• You have priority over other potential claimants; and you and the child satisfy the residency conditions; and you are not subject to immigration control

More information can be found here

Income Support
Normally full-time students cannot claim Income Support. However, there are some exceptions to this and if you satisfy one of the following criteria you may be eligible to claim Income Support if:

• You are a lone parent, including a lone foster parent, of a child under 16; or a disabled student and you satisfy one of the following conditions;
• You have been incapable of work for 28 weeks. Two or more periods when you are incapable of work are joined to form a single period if they are separated by less than 8 weeks
• You qualify for the Disabled Students Allowance because you are deaf; or
• You are one of a couple who are both full-time students and either one or both of you are responsible for a child, and it is the summer vacation
• You qualify for the disability premium or severe disability premium

More information can be found here

 

Job Seekers Allowance (JSA)
JSA is paid to those who are unemployed or who work for less than 16 hours a week and who are actively seeking full time work. Eligible students must meet the 'labour market conditions' of being available and actively seeking work so the times when you can claim Jobseekers Allowance are limited but include:

• If you are one of a couple who are both full-time students and responsible for a child you may apply during the summer vacation
• If you were absent from your course - intermitting - due to illness or caring responsibilities, you can claim from when the reason for your absence has ceased until the day before you rejoin your course or the start of the next academic year, whichever is the earlier.
• If you are a part-time student who is actively seeking employment and willing to rearrange your course around employment.

More information can be found here

 

Housing Benefit & Council Tax Reduction
You could be entitled to housing benefit and a council tax reduction if you fit the following criteria:

• You are one of a couple who are both full-time students and either one or both of you are responsible for a child;
• You are a lone parent with a dependent child aged under 20;
• You are a lone foster parent where the child has been formally placed with you by a local authority or voluntary agency;
• You meet the conditions for the disability premium or would do if you were not disqualified from incapacity benefit;
You have been incapable of work for 28 weeks. Two or more periods when you are incapable of work are joined to form a single period if they are separated by less than 8 weeks;
• You meet the conditions for the severe disability premium;
• You qualify for the Disabled Students Allowance because you are deaf (housing benefit only);
• You are waiting to go back to your course after taking approved time out because of an illness or caring responsibility that has now come to an end.

More information can be found here https://www.gov.uk/council-tax-reduction and https://www.gov.uk/housing-benefit/overview

 

Maternity benefits
You may claim Statutory Maternity Pay if you are in continuous employment with the same employer for 26 weeks or Maternity Allowance if in employment for 26 weeks but not with the same employer (national insurance contributions allowing). Please note student nurses who become pregnant during their studies are currently not eligible to apply to the NHS for Statutory Maternity Pay.

More information can be found here

 

Childcare Grants
The Childcare Grant is to help with the cost of childcare and you can apply for this when completing your main student finance application. You can apply for a Childcare Grant if you are a full-time undergraduate student and at the beginning of the academic year you:
• have at least one dependent child who is under 15 and in registered or approved childcare; or
• have at least one dependent child who is under 17, is registered as having special educational needs and is in registered or approved childcare.

You may also be able to get a Childcare Grant if you:
• normally live in England and are studying abroad as part of your UK course; and
• can use childcare provided under a Ministry of Defence accreditation scheme while you’re abroad.

For further information, please click here

 

Parents Learning Allowance
Parents Learning Allowance helps with course-related costs if you have dependent children. You can apply for the Parents’ Learning Allowance even if you don't get the Childcare Grant. The amount you can get depends on your income and the income of your husband, wife or partner (if you have one) and any dependants.

For further information, please click here