Hardship Fund

The Hardship Fund is provided by the University to give discretionary financial assistance to UK students if they:

  • need help with unexpected financial difficulties or have a low income
  • are considering leaving higher education because of financial problems
  • are experiencing a delay in payment of their funding for living costs e.g. student loan

The Hardship Fund cannot be used to help students cover the cost of their tuition fees.

What do we mean by financial hardship?

It's nothing dramatic or extreme. We would deem a student who is:

  • experiencing financial difficulties
  • struggling to make ends meet
  • not able to cover their essential, day-to-day living costs

to be in hardship.

Students who are in any doubt about whether they are eligible to apply can contact us, by telephoning 0191 208 3760 or 0191 208 5679 to discuss their circumstances in detail. Please do not be deterred from submitting an application, all applications are treated confidentially. Many students often feel there may be more deserving cases than theirs and feel they should not submit an application. Our assessment process will be able to determine the level of assistance to offer to each applicant and the funds are there to help as many students as possible.

Key information

Before making an application to the Hardship Fund students must have accessed all other sources of funding available to them; this includes using any savings and also utilising any interest free overdrafts available to them. Due to the discretionary nature of the Fund there is no guarantee that an applicant will receive funding; there is no entitlement or automatic right to a payment from the Fund. Successful applicants may receive either a non-repayable award or a loan. Loans will be issued where the applicant has a temporary cash flow problem.

Undergraduates

Undergraduate students must be in receipt of the maximum statutory student finance (living cost loan and grant) to which they are entitled.

Postgraduates

As the Fund cannot act as a main source of funding for postgraduates they must be able to demonstrate that they were adequately funded when they commenced their studies. The Hardship Fund is not a bursary or a scholarship and it cannot provide large sums for postgraduates who have made little or no financial provision for their studies.

Further assistance

Students who need help with debt management should contact the Student Advice Centre which is based in the Students' Union.

Students who want help with budgeting and managing their money can book an appointment with one of our Student Finance Advisers.

Students who wish to further supplement their income may wish to look into applying for external charitable funds.