maintenanceloan

Money for Living Costs

You can apply to Student Finance England (SFE) for funding to cover your living costs. This will be paid directly to you at the start of each term. You can use this to pay for accommodation, food and course-related costs.

Am I eligible?

If you meet residency criteria you’ll be eligible. Your eligibility can be affected if you’ve studied a higher education course before.

Do my personal circumstances make a difference?

The amount of funding you get depends on:

  • whether your parents give SFE their household income
  • whether you live away from home
  • which year you started university
  • your year of study
  • if you get funded by the NHS
  • if you’re on a placement year

What can I get?

If you’re starting University in 2017/18 and your household income is £62,187 or under you’ll get means-tested support via a Maintenance Loan and/or Maintenance Grant.

Information about the rates of funding available in 2017/18 can be found below:

Loan rates for students who commenced their course in 2016 or 2017 (PDF: 338KB)

Loan rates for students who commenced their course in 2012, 2013, 2014 or 2015 (PDF: 300KB)

Loan rates for students who commenced their course in 2009, 2010 or 2011 (PDF: 297KB)

Certain groups of students can get more Loan or Grant. Students who are likely to qualify for this extra funding include:

  • single parents
  • other student parents if they have a partner who is also a student
  • students with certain disabilities

Information about the rates of funding available in 2017/18 can be found below:

Loan rates for students who commenced their course in 2016 or 2017 (PDF: 344KB)

Loan rates for students who commenced their course in 2012, 2013, 2014 or 2015 (PDF: 365KB)

Loan rates for students who commenced their course in 2009, 2010 or 2011 (PDF: 359KB)

How is it paid?

Your entitlement letter will outline your exact payment dates and amounts. You'll usually get paid at the start of each term.