US Federal Loans

Newcastle University is approved by the US Department of Education to participate in the William D Ford Federal Direct Loan Program, enabling eligible American students to access financial support. The University's school code is 00846000.

US Federal student loans are administered centrally by the Student Financial Support Team. Please read through the following information pages before starting the application process. You may find that the process is very different to previous applications made at US Universities.


Many students get federal student aid to help pay for their study at international schools, such as Newcastle University, either at undergraduate or graduate level. Read more here.

Latest News

  • Fill out a FAFSA at as early as possible. The FAFSA is available from 1st October. There is no special FAFSA for students planning to attend international schools. Learn how to fill out the FAFSA.
  • As of October 1, 2013, the sequester increases the origination fees charged to Direct Loan borrowers beyond last year's increases. The new loan fee percentages will apply only with regard to loans where the first disbursement is made on or after December 1, 2013. The new loan fees are 1.072 percent for Direct Subsidized Loans and Direct Unsubsidized Loans and 4.288 percent for Direct PLUS Loans (both parent and graduate student PLUS Loans). The loan fees on Direct Loans where the first disbursement was or will be made on or after July 1, 2013 and prior to December 1, 2013 continue to be 1.051 percent for Direct Subsidized and Direct Unsubsidized Loans and 4.204 percent for Direct PLUS Loans, regardless of when any second or subsequent disbursements are made.
  • Due to changes in origination fees, the US Department of Education's software is being revised such that loans for 2013/14 cannot be processed before 28 June 2013. Universities will not submit Direct Loan applications for the academic year 2013/14 (or for any Direct Loans first disbursed on or after 1 July 2013) to US systems until 1 July 2013. This delay is to allow for US systems modifications as a result of an increase to the origination fee (from 1.0% to 1.051% for Direct Subsidised/Unsubsidised loans and from 4.0% to 4.204% for Direct PLUS loans).
  • If you need to apply for a visa and are dependent on Federal Aid for proof of funds it is advisable NOT to apply for the visa until you have received a letter confirming your loans and disbursement amounts and dates.
  • From 1st July 2012 graduates are not entitled to a Direct Subsidized Loan but may apply for up to $20,500 from the Direct Unsubsidized Loan (subject to approval by staff within Student Financial Support).
  • The newly passed Consolidated Appropriations Act has temporarily eliminated the interest subsidy for Direct Loan (on subsidized loans) during the six month grace period defined as the time after the student leaves the University or falls below half-time status and before repayment begins. This change will be in effect for new loans on or after July 1, 2012 and before July 1, 2014. Because this appears to be temporary, there is hope for a reversal of this rule change given 2012 is an election year.