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Concerned about your finances?

Help with living costs

Are you experiencing financial difficulties and worried about money? We may be able to offer:

  • short-term, interest-free emergency assistance
  • an assessment to receive extra money

Discretionary financial assistance is available to support UK, EU and international undergraduate and postgraduate students. Check out our:

We can also provide assistance by Teams or in person via a prearranged appointment. If you have questions about our funding or to arrange an appointment please email us.

What do we mean by financial difficulty?

If you find yourself struggling to make ends meet and you're unable to cover essential, day-to-day living costs.

You must have accessed all sources of funding available to you including savings and taking out an interest free overdraft before applying for this support. You may receive either a non-repayable award or a repayable loan depending on your circumstances.

Still not sure whether to make an application?

You may be reluctant to submit an application. Our assessment process will:

  • ensure your application is treated consistently and fairly
  • determine the level of assistance we're able to offer you

We aim to help as many students as possible. Last year 78% of applications that were assessed were allocated funding. Read more about some Examples of Successful and Unsuccessful financial support applications (PDF: 111KB).

Emergency loans

If you run out of money and can't cover your living costs, we may be able to provide a short-term, interest free, emergency loan.

We'll usually only provide one emergency loan in any academic year, and we don't usually offer them during the summer vacation. Emergency loans can't assist with ongoing or long-term financial difficulties. 

Before applying, and to find out more, read our Emergency Loan Terms and Conditions (PDF: 35KB).

Need help with debts, benefits or consumer matters?

We don't provide advice about:

  • benefit eligibility
  • debt management
  • consumer matters

If you need help with any of these issues, contact the NUSU Student Advice Centre, or one of the following external organisations: