Student Financial Support


Student Finance

You can apply for loans to cover the cost of studying at Newcastle University.

UK students


We can help if you've been affected by Covid-19.  Our team offer Emergency Loans and the Student Financial Support Fund to students struggling with money.  

If your parents have lost income as a result of Covid-19 you can apply for a larger maintenance loan in 2020/21.  Your household income needs to be lower than it was in the 2018/19 tax year to qualify and you need to send proof.  To read about Current Year Income Assessments (CYIA) please choose which funding body you apply to:

Fees and Funding

Most undergraduate students pay for their studies by applying for a maintenance loan and tuition fee loanThe level of funding you’ll get depends on: 
  • your household income 
  • when you started your course 
  • where you live and study 
If you already have higher education level qualification and want to start a new course at the same level or lower please get in touch.

Your funding changes if you go on a placement year.  The amount you get depends on what type of placement you do 

If you're eligible to apply for NHS bursary funding for any years of your course you'll get a reduced rate non-income assessed maintenance loan from the SLC.  It’s important to know which years of your course this affects ahead of time. 

You need to make an application for student finance in each year of your course. In the last year of your course you’ll get less money, so you should plan by setting a budget. 

Change of circumstances

A change in your circumstances can affect the amount you get from student finance. You should always tell your assessment authority if your circumstances change. 

Repayment and interest

Maintenance loans and Tuition Fee loans are repayable and start accruing interest from the date of the first instalmentYou start to repay your loans the April after you graduate, but only if you’re working. The amount you repay each month depends on the year you started your course and where you live. 

Select your country for more information:

Students from the EU, Canada or the USA

Placement year

Different types of placement can attract different types of funding.

If you're planning a study or work placement, here's what you'll need to know.

Does my Student Finance England (SFE) application need to be different?

Apply for your student funding as early as possible. Let SFE know you’re on a placement. If you don’t know the details of your placement, you can still apply and update SFE later. If you need to change anything on your application, you must do it six weeks before the start of your placement to make sure you get your money in good time.

What if I need to make changes while I’m away?

Think about setting up Consent to Share (CTS) with SFE before you go away. CTS gives a parent, friend or University Adviser the ability to discuss your account on your behalf, meaning you don’t need to make costly calls to SFE while you’re away.

To set up CTS for a University Adviser, you need to call SFE (0300 100 0607) giving them the following information:

  • first line of University address: Claremont Road
  • university postcode: NE1 7RU
  • relationship: Higher Education Provider
  • password: your choice, but you’ll need to share it with us

What type of placement funding is available?

There are funding arrangements for:

  • Erasmus year abroad (work or study)
  • study abroad in a non-EU country
  • non-Erasmus work placements
  • work placement in the UK

If you suspend your studies to complete a placement year, you won’t be classed as a registered student, so you aren’t eligible for any funding.

Will I still get a University scholarship?

If you’re on a full-year placement, you’ll get a tuition fee discount of up to £8000. Therefore, you won’t be eligible for a University scholarship while you’re away.

If you’re on a part-year placement, you will pay a full tuition fee, so you can be considered for a scholarship.

What if I’m not on a full-year placement?

If you’re on a part-year placement, you’ll pay a full tuition fee. You’ll get placement funding for the time you’re on placement, and standard funding for the time you’re at University.

What happens if I have money trouble while I’m away?

If you find yourself struggling for money while you’re on a registered placement, apply to the Student Financial Support Fund to help with living costs. You’ll need to provide documents like banks statements, student finance entitlement letters and tenancy agreements to support your application. Make sure you have access to these documents while you’re away.

Detailed information

Read our finance guidance for students going on placement (PDF: 277KB).

Change of circumstances

A change of circumstance can have an impact on your eligibility to receive student loans.

What is a change of circumstances?

A change of circumstances is when you:

Why is it important?

A change of circumstance can have an impact on your eligibility to receive student loans. If you decide to make a change in your studies before looking into the financial implications, you might not be able to get a tuition fee loan in future, especially if you have previous study from another degree. Your funding body might also ask for a repayment from you if they think you’ve had an overpayment from your maintenance funding.

How can I find out more?

Take a look at the items below before you make any decisions. You can also give us contact us if you have any questions.


Loans for Postgraduate students.

Postgraduate students can apply for loans for Master's and Doctoral study. Awards differ depending on your home country. In 2021/22 EU student eligibility will change due to Brexit.